BAC Code of Conduct - The International Union of Bricklayers and Allied Craftworkers 2005 Convention passed a resolution endorsing the following BAC Code of Conduct.

Minnesota & North Dakota Defined Benefit Pension Fund – Participants may accumulate benefits for a pension and receive monthly benefits upon retirement. The eligibility requirements along with the rates of accrual and other rules regarding the Plan can be found in the Summary Plan Description (SPD). Click on MN-ND Pension in the SPD list to view the current SPD. There have been several changes in the Pension Fund since the last SPD was printed. The changes are made in the form of a Summary of Material Modification (SMM). To view the changes in the Pension Fund since the last printing of the SPD click on Pension Fund SMM’s 8-30-2006.

International Union of Bricklayers and Allied Craftworkers Defined Benefit Pension Fund - Participants may accumulate benefits for a pension and receive monthly benefits upon retirement. The eligibility requirements along with the rates of accrual and other rules regarding the Plan can be found in the Summary Plan Description (SPD). Go to ifweb.org to find out more details about the pension plan and click on forms to find a downloadable version of the current SPD.

Health Fund – Participants may earn eligibility for health benefits which include medical, dental and vision benefits. Participants may also earn eligibility for retiree benefits premedicare and supplemental benefits after becoming eligible for medicare. To find a list of covered benefits and all other rules of the Plan, click on Health Fund SPD to view the current Summary Plan Description (SPD). There have been several changes in the Health Fund since the last SPD was printed. The changes are made in the form of a Summary of Material Modification (SMM). To view the changes in the Health Fund since the last printing of the SPD click on Health Fund SMM’s 8-30-2006. A Medicare Supplement is available for qualifying participants. To view the SPD for the Medicare Supplement click on Medicare Supplement SPD.

Catamaran Pharmacy Network - The Catamaran™ pharmacy network includes many national chain pharmacies as listed Here. Many independent pharmacies are also included in the network. Visit mycatamaranRx.com for a comprehensive listing of network pharmacies or call member services with the phone number located on your pharmacy ID card.

Vision Services Plan (VSP) – Please see the below links for vision providers in your area.

  • Minnesota Choice Providers
  • North Dakota Choice Providers
  • South Dakota Choice Providers
  • Wisconsin Choice Providers
  • Iowa Choice Providers
  • Health Reimbursement Arrangement (HRA) – Some participants under certain Collective Bargaining Agreements (CBA) may accumulate funds to be used for reimbursing medical expenses. An HRA is an individual account and not a group insurance program. To view the Summary Plan Description (SPD) of the Plan click on HRA SPD. To view a list of covered expenses click on EXAMPLES OF ELIGIBLE EXPENSES.

    Minnesota Ceramic Tile Setters Pension Fund – Participants accumulate funds in individual accounts which they may then invest in a select number of Mutual Funds. Qualifying participants upon retirement may withdraw a lump sum of the investment or choose to receive monthly installments. To view the current Summary Plan Description (SPD) click on Ceramic Tile SPD-2004. Included in the SPD are the eligibility requirements and a list of the investment funds.

    Minnesota and North Dakota Vacation Fund – Participants accumulate an individual account based on hours worked and the contribution rate in the area where the work is performed. Funds are distributed twice a year based on the terms in the Summary Plan Description (SPD). To view the current SPD click on Vacation Fund SPD.

    Duluth and Iron Range Vacation Savings Plan – Participants that work under the Collective Bargaining Agreements in Duluth and the Iron Range have their vacation savings deposited directly into individual accounts at the Hermantown Credit Union or the Virginia COOP.

    Duluth and Iron Range Retirement Fund - Participants that work under the Collective Bargaining Agreements in Duluth and the Iron Range accumulate an individual account based on hours worked and the contribution rate in the area where the work is performed. Investments are trustee directed. Lump sum retirement benefits are available for eligible participants. To view a copy of the current Summary Plan Description (SPD) click on Duluth Annuity-SPD.

    Retirement Savings Plan – Participants that work under the Minot, North Dakota Collective Bargaining Agreement participate in a Retirement Savings Plan with the International Union of Bricklayers and Allied Craftworkers. This plan provides an individual account to participants. Go to ipfihf.org to find out more details about the Retirement Savings Plan and click on BAC SAVE to find a downloadable version of the current SPD.

    Mutual Relief – The Bricklayers and Allied Craftworkers Local Union 1 Minnesota / North Dakota provides accident, sick, disability and death benefits for eligible members. Contact the Local Union and talk to a Business Representative for more information regarding this benefit.







    Summary Plan Description (SPD)

    Summary of Material Modification (SMM)

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